Investment silver

Silver is the second most popular precious metal among investors—after gold—and for good reason. Its value stems not only from its role as a store of value but also from strong and growing industrial demand—silver is an essential raw material in the production of solar panels, electronics, electric vehicles, and medical devices. This means that demand for this metal is driven by the entire global industry, not just the investment market. At the same time, silver is characterized by greater price volatility than gold, which translates into higher growth potential but also greater short-term fluctuations—which is why it most often serves as a dynamic portfolio complement to the stabilizing gold. At Mennica Skarbowa, we offer investment silver in the form of bars and bullion coins, and all products come from reputable mints accredited by the LBMA

This is a question worth asking before making a purchase. Unlike investment gold—which is subject to a 0% VAT rate—physical investment silver in Poland is subject to the full VAT rate of 23%. This tax is included in the purchase price and affects the investment’s break-even point: to break even, the price of silver must rise enough to cover both the margin and the VAT paid. For this reason, physical silver is treated as a long-term investment—with prices rising over many years, this tax becomes less significant. Those interested in tax details, including the rules for income tax exemption six months after purchase, are encouraged to speak with our advisors at a branch or through our online store—and for more complex tax issues, it is also advisable to consult a tax advisor.

Both forms are investment-grade silver with a fineness of 999 or 999.9, but they differ in several key ways. Silver bars typically offer a lower premium per gram of silver—making them a more cost-effective option if your primary concern is the cost of acquiring the metal. Silver bullion coins—such as the Canadian Maple Leaf, Vienna Philharmonic, Britannia, or Australian Kangaroo—are produced by renowned national mints, have global recognition, and enjoy very high liquidity on international markets. Coins can also be sold individually, without the need to liquidate the entire position. At Mennica Skarbowa, we have also prepared coin and bar packages—a convenient option for those who want to build a diversified silver portfolio with a single order. You can browse our selection in the online store or discuss your choices in person with an advisor at one of our brick-and-mortar branches.

At Mennica Skarbowa, you’ll find the world’s most popular silver bullion coins—in the one-troy-ounce standard, which is a globally recognized investment format. The most popular series include the Canadian Maple Leaf (999.9 fineness, with advanced Bullion DNA™ security features), the Vienna Philharmonic, Britannia, the Australian Kangaroo, and the Krugerrand. They all share high liquidity and global recognition—they can be resold in virtually any country. Mennica Skarbowa is an official distributor of the Perth Mint and a participant in the Royal Canadian Mint’s Bullion DNA™ program, which guarantees the authenticity of every product. If you want to minimize your purchase cost, consider buying in bulk tubes—the unit price per gram is lower, and you retain full flexibility for future resale.

Both options are fully available. The mennicaskarbowa.pl online store is open 24/7—you can order silver bars or bullion coins at any time, choose your payment method (bank transfer, credit card), and decide whether to have your order delivered or pick it up in person. If you prefer to buy silver in person, Mennica Skarbowa operates a network of branches in Poland’s largest cities, where you can view products, speak with an advisor, and pay with cash or a card. Mennica Skarbowa also buys investment silver—both bars and bullion coins—at its brick-and-mortar branches, with valuations based on current market prices. Having the original purchase documentation speeds up the process and helps you get the best purchase terms.